Line of Credit
- Rates from 6-18%
- Monthly rates so you get no prepayment penalty, only discounts.
- As payments are made, more capital is available.
SBA Loans
Small Business Financial Services
Creating access for business owners to bring a new level of success forward.
Accounts Receivable Financing
Accounts receivable financing allows you (small business) to receive early payment on your outstanding invoices. You may commit some, or all of your outstanding invoices to a funder for early payment, in return for a small fee.
- Rates from 2% – 7%
- 30, 60, 90-day invoices
- Payments are made when invoice is paid
Merchant Cash Advance
A merchant cash advance (MCA) is not a loan, but rather a cash advance based upon the gross sales deposited into a business bank account. You (business owner) can apply for an MCA and have funds deposited into your business checking account – sometimes as quickly as 24 hours after approval.
- Terms between 6 and 24 months
- Funding in as little as 24 hours
- Daily, weekly, or bi-weekly payments
Term Loan
Term loans are generally provided as working capital for equipment purchase, inventory orders, or even debt consolidations. Unsecured 2-7 year loans payable in a fixed number of equal installments over the term of the loan.
- Monthly Payments
- Rates from 6-20% APR
- Terms form 2-7 Years
Asset-Based Lending
An asset-based loan is a business loan secured by collateral. The asset-based loan, or line of credit, is secured by real estate, inventory, equipment, and/or other balance-sheet assets.
- Rates from 6% to 23% APR
- Terms 1-10 Years
- Monthly Payments
Equipment Financing
For businesses looking to purchase new equipment with flexibility.
- Rates from 5 -15% APR
- Terms 5 Years
- Monthly Payments
Credit Counsel
Good credit is crucial for all aspects of life. Credit counsel is the process of fixing poor credit that may have deteriorated for a variety of different reasons. Repairing your credit may be as simple as disputing mistaken information with the credit agencies. Credit lines will also be improved through credit authorizations.
- Increase credit lines
- Decrease credit usage
- Dispute hard inquiries